About us

F.P. Mortgage is Your #1 Choice For All of Your Mortgage Lending Needs.

  • FP Mortgage is a Direct Lender Licensed in California and selected States Nationwide specializing in Conventional, FHA, Jumbo, VA, Non-Owner Occupied Loans and Bank Turndowns.
  • Low Credit Score? Not a problem! FP Mortgage offers Full-Docs and Non-QM Residential - Commercial Loans.
  • 1 Yr Tax Return, Self Employed No W2's* & Bank Turndowns OK!
1 Year Tax Return Mortgage.

FP Mortgage can help you get approved for a loan with only 1 Year Tax Return in most cases. While most Banks and other Mortgage Lenders require 2 years tax returns, we work with our Clients as long as they have been employed and received a W2. We help our Borrowers obtain the highest possible loan amount to maximize their purchase or refinance. Our Team of professionals make the processing of your loan with 1 year tax return mortgage a very smooth process. You can discuss your options with our Team regarding our 1 Year Tax Return Mortgage loan anytime or Get a Quote NOW!

NO W2 Mortgage.

FP Mortgage can qualify you for a mortgage with NO W2. If you are a 1099 employee or contractor with NO W2, you can still purchase a home or refinance with FP Mortgage. If you are Self-Employed or Own your Business for over 5 years, Professional with NO W2, getting 1099, FP Mortgage can help you get qualified and approved for a mortgage loan. Our No W2 mortgage loans are subject to review and approval based on Underwriting Guidelines. Our Team at FP Mortgage makes it a smooth process for our Borrowers to get approved for a NO W2 Mortgage Loan. Inquire about our NO W2 Mortgage product today or Get a Quote NOW!

Self-Employed Mortgage.

Self-employed, write-offs and denied by other Lenders? We can still help. We have multiple loan products and loan scenarios that can best assist you in your personal loan needs. Get a Quote NOW!

Our mortgage professionals give you the personal attention you deserve and treat you with the respect due to a valued customer.

We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, Get a Quote NOW! Be approved for the right mortgage loan for you.

Navigate our website to learn about us, what we do for you, and how easy it is to get started.

HAVE QUESTIONS? GIVE US A CALL! 1-855-558-BANK