Before deciding on what terms lenders will offer you on a loan (which they base on the "risk" to them), they want to know two things about you: your ability to pay back the loan, and your willingness to pay back the loan. For the first, they look at your income-to-debt obligation ratio. For your willingness to pay back the loan, they consult your credit score.
Please complete the form below and we will be glad to help determine what loan is best for you.
If you have bad credit it is not a problem, we can help repair your credit as well